How to Check Available Balance on the Swastika Mobile App?

To check your available balance on the Swastika app, please follow the steps below:

Log in to your Swastika account.
Once logged in, you will see the home dashboard.
Click on the “Available to Trade” tab located at the top center of the screen.

Here, you will be able to view your available balance.

1️⃣ What is “Available to Trade” balance?

Answer:
Available to Trade is the amount that a client can immediately use for trading. This amount is calculated after adjusting the ledger balance, added funds, pledged funds, and any withdrawal requests.

2️⃣ What is “Ledger Cash Balance”?

Answer:
Ledger Cash Balance is the actual cash amount available in the client’s trading account after considering all credits and debits.

3️⃣ Why is my Available Balance showing only ₹132.95?

Answer:
The available balance shows only the amount currently available for trading. If there are any open positions, charges, or withdrawal requests, the available balance may appear lower.

4️⃣ What is “Funds Added Today”?

Answer:
This refers to the amount that the client has added to the trading account today. In some cases, these funds may not be instantly available for trading, depending on the segment rules.

5️⃣ What are “Pledged Funds”?

Answer:
Pledged funds refer to the value created when a client pledges their shares to use them as margin for trading.

6️⃣ What is a “Withdrawal Request”?

Answer:
If a client has placed a request to withdraw funds, that amount appears under withdrawal requests and will not be available for trading.

7️⃣ Why is my Ledger Balance different from my Available Balance?

Answer:
The ledger balance and available balance may differ due to the following reasons:

A withdrawal request is pending.
Shares have been pledged.
Charges have been applied.
There are open trading positions.

8️⃣ How can I add more funds for trading?

Answer:
The client can add funds by clicking on the Add Funds option and using UPI, Net Banking, or a Payment Gateway.